Texas Roofing & Contractors Insurance

Give peace of mind to your employees with Workmen Compensation Insurance. This coverage provides wage replacement and medical benefits to employees injured in the course of employment.  This is good for the employer as it has a mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as architects, engineers, accountants, attorneys, insurance agents, and technology companies.  

Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways: Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies.

Employment Practices Liability Insurance covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, we recommend this additional coverage.

If you are working off-site, shipping or transporting tools & materials, or if you rent equipment on a regular basis, we reccomend looking at adding a Commercial Inland Marine insurance Policy.   This policy could save you money if you rent equipment regularly as it replaces the expensive policy the rental company issues.

Contractors insurance offers protection against lawsuits alleging injury, property damage, or theft at a construction site. These damages can be a result of negligence on the part of the contractor or can be related to completed or ongoing operations at the site.  It is usually required by the homeowner to make a bid and to start the job.